XPay LabsXPay Labs
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BTCPay Server Alternative

BTCPay Server Alternative — Multi-Chain and Stablecoin Native

BTCPay Server pioneered self-hosted Bitcoin payments. But if your business needs stablecoin support on TRON, EVM chains, and SUI, XPay Labs is the modern alternative — built for multi-chain from day one.

View Deployment GuideXPay Labs Overview

Why Merchants Look Beyond BTCPay Server

Limited Chain Support

BTCPay Server is Bitcoin-first. While it supports some altcoins via plugins, native stablecoin support on TRON, modern L2s, and SUI is not available out of the box.

Heavy Infrastructure

BTCPay Server requires a full Bitcoin node (~500GB+ blockchain data) or a third-party server. For merchants who don't need Bitcoin node infrastructure, this is overkill.

Developer Experience

BTCPay's API and greenfield API are comprehensive but complex. XPay Labs offers a Stripe-inspired REST API with simpler integration patterns and HMAC-signed webhooks.

BTCPay Server vs XPay Labs — Side by Side

FeatureBTCPay ServerXPay Labs
Primary FocusBitcoin + Lightning NetworkMulti-chain stablecoins (TRON, EVM, SUI)
Transaction Fees0% (self-hosted)0% (gas only)
Custody ModelNon-custodialNon-custodial
BlockchainsBTC, LN, altcoins via pluginsTRON, EVM (ETH, BNB, Polygon, Arbitrum, Optimism, Base), SUI
StablecoinsLimited (plugin-dependent)First-class USDT, USDC, custom tokens
API StyleGreenfield API (REST)Stripe-inspired REST API
Webhook SecurityStandard webhooksHMAC-SHA256 signed payloads
InfrastructureFull BTC node or third-partyLightweight Docker (8GB RAM / 4 vCPU)
White-LabelFull white-labelFull white-label (React checkout)
LicenseMIT (fully open source)Source-available (XPay Enterprise License)
Payment DetectionBlock confirmation dependentSub-second mempool scanning
SDK LanguagesC#, JS, Python, GoNode.js, Python, Go, cURL

Detailed Feature Comparison

Chain & Asset Support

BTCPay Server excels at Bitcoin and Lightning Networkpayments. It supports altcoins through plugin integrations, but each requires separate node infrastructure and configuration. Stablecoin support is not native.

XPay Labs is multi-chain by design. TRON, Ethereum, BNB Chain, Polygon, Arbitrum, Optimism, Base, and SUI are all supported natively with a single deployment. USDT and USDC are first-class currencies. Custom tokens are configured via simple JSON — no plugin development required.

Infrastructure Requirements

BTCPay Server requires either a full Bitcoin archival node (~500GB+ disk, significant RAM) or a connection to a third-party Lightning node provider. This infrastructure overhead can be prohibitive for smaller merchants.

XPay Labs runs on a standard VPS with 8GB RAM and 4 vCPU. No full blockchain node required — it connects to RPC providers (Trongrid, Infura, etc.) for chain data. Deployment is a single docker compose up -d.

Developer Experience

BTCPay's Greenfield API is comprehensive but carries the complexity of a decade-old codebase. The API surface is large, documentation can be challenging to navigate, and webhook payloads require significant parsing.

XPay Labs offers a Stripe-inspired REST API — predictable endpoints, consistent JSON responses, and clear error messages. Webhooks are signed with HMAC-SHA256 for security verification. SDK examples are available in Node.js, Python, Go, and cURL.

Payment Detection Speed

BTCPay Server relies on block confirmations to detect payments. For Bitcoin, this means waiting 10+ minutes for a single confirmation. Lightning Network offers instant payments but requires channel management and liquidity.

XPay Labs uses mempool-level scanning to detect payments within 1–6 seconds of broadcast. On TRON, detection is typically under 2 seconds. The system can be configured to wait for confirmations (1 for TRON, 2 for EVM) before firing webhooks, providing the optimal balance of speed and finality.

Which Solution Fits Your Use Case?

Choose XPay Labs If…

  • •You primarily accept stablecoins (USDT, USDC) on TRON, EVM, or SUI
  • •You want a lightweight Docker deployment without running a full Bitcoin node
  • •You need a modern, Stripe-inspired REST API with HMAC webhooks
  • •You want sub-second payment detection via mempool scanning
  • •You need native support for multiple EVM L2s (Arbitrum, Optimism, Base)
  • •You want source-available code that can be audited and forked

Choose BTCPay Server If…

  • •Bitcoin and Lightning Network are your primary payment rails
  • •You want a fully MIT open-source solution (permissive license)
  • •You need the extensive BTCPay plugin ecosystem
  • •You have the infrastructure to run a full Bitcoin node
  • •You need a non-developer-friendly dashboard with built-in POS
  • •You want a larger community and more third-party integrations
Migration Guide

Migrating from BTCPay Server to XPay Labs

Both are self-hosted, so migration is about deploying a new stack alongside your existing setup. Run both in parallel until you're confident in the transition.

1

Deploy XPay Labs

Spin up XPay Labs on a separate VPS or alongside your BTCPay instance. Configure RPC endpoints for the chains you need. See the deployment guide.

2

Configure Your API Integration

Update your checkout integration to point at XPay Labs API endpoints. The invoice flow is similar to BTCPay: create invoice → get address → listen for webhook. Our HMAC-signed webhooks provide verifiable payloads.

3

Run Parallel & Compare

Route a percentage of traffic to XPay Labs while keeping BTCPay Server live. Compare settlement times, detection speed, and reliability. Most merchants see faster detection on TRON and EVM chains.

4

Redirect & Decommission

Once confident, redirect all traffic to XPay Labs. Keep your BTCPay Server node running for historical data access, or export invoices and decommission.

Ready for Multi-Chain Payments?

Deploy XPay Labs alongside your BTCPay Server instance and compare performance. Free software, zero transaction fees, and native multi-chain stablecoin support.

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