Self-Hosted Crypto Payments. Zero Gateway Fees.
XPay Labs is free, open software. No per-transaction fees, no revenue share, no monthly license. Deploy on your own infrastructure and pay only for server hosting and blockchain gas costs.
0%
Per-Transaction Fee
vs 0.5–1% at hosted gateways
$0
Monthly License
vs $25–$300+/mo at competitors
$10–$50
Monthly Server Cost
Cheap VPS is all you need
Savings Calculator
See how much your business saves by switching from a hosted crypto payment gateway to self-hosted XPay Labs. Adjust your monthly volume and average transaction size below.
Annual Cost Comparison (100 tx/mo)
Based on $50,000/mo volume at $500/tx avg. XPay Labs server cost estimated at $20/mo.
Support Plans
The software is free. These plans cover deployment assistance and technical support from the core team. Community support via GitHub and Discord is always free.
Docker Setup
$1,500
one-time setup fee
- Docker environment setup & configuration
- Blockchain RPC connection (TRON, EVM, SUI)
- Webhook endpoint integration
- 30 days of setup support
Business
$3,000
per year
- Everything in Docker Setup
- 12 months technical support & updates
- Priority bug fixes & patches
- Server health monitoring assistance
- 48-hour response SLA
Enterprise
Custom
tailored pricing
- Custom integrations & system architecture
- White-label branding & custom domains
- Additional blockchain support
- Dedicated onboarding & migration
- 24-hour response SLA
Custom Development Services
| Service | Price |
|---|---|
| Custom API / system integration | $100–$150/hr |
| White-label branding customization | $500–$2,000 |
| Custom feature development | Quote based on scope |
How We Compare to Hosted Gateways
| Feature | BitPay | Coinbase Commerce | NowPayments | XPay Labs |
|---|---|---|---|---|
| Transaction Fee | 1% | 0.8% | 0.5% | 0% |
| Monthly Fee | $30–$300+ | $25 | $0 | $0 |
| Custody Model | Custodial | Custodial | Custodial | Non-Custodial |
| Settlement | Scheduled payouts | Scheduled payouts | Scheduled payouts | Instant to your wallet |
| Chains Supported | BTC, BCH, ETH, LTC | BTC, ETH, Base | BTC, ETH, TRON, BNB +12 | TRON, EVM, SUI |
| KYC Required | Yes | Yes | No (limited) | No |
| White-Label | Enterprise only | No | Yes | Full, no branding |
| Source Code | Closed | Closed | Closed | Source-available |
| Deployment | SaaS | SaaS | SaaS | Self-hosted (Docker) |
| Annual Cost ($100k/mo) | ~$12,360 | ~$9,900 | ~$6,000 | ~$240 |
Why Merchants Choose Self-Hosted
Eliminate Middleman Fees
Hosted gateways take 0.5–1% of every transaction. Self-hosting with XPay Labs eliminates this entirely — you pay only blockchain gas fees, which are typically fractions of a cent.
Full Sovereign Control
Private keys never leave your infrastructure. No third party can freeze, delay, or restrict your funds. Settlement is instant — funds arrive directly in your wallet on-chain.
Auditable Infrastructure
Every line of the XPay Labs codebase is visible on GitHub. You can audit security, inspect key derivation, review transaction scanning logic, and contribute improvements.
Pricing FAQs
Is XPay Labs really free?
Yes. The software is free to download, deploy, and use. No licensing fees, no per-transaction fees, no monthly subscriptions. You only pay for your server and blockchain gas fees.
What are my actual costs?
A basic VPS costs $10–20/month (Hetzner, DigitalOcean). Blockchain RPC access is free via Trongrid or Infura. Total: $10–50/month depending on scale. Compare this to $500–1,000+/month in fees at hosted gateways for the same volume.
Do I need a support plan?
No. Community support on GitHub and Discord is free and always available. Support plans are optional and provide direct access to the core development team for deployment assistance, priority bug fixes, and custom integration help.
How much can I save compared to BitPay?
A merchant processing $100k/month saves $12,000+ per year by switching from BitPay (1% fee + plan) to XPay Labs. The savings calculator above shows your exact numbers based on your volume.
Do you offer refunds?
Support plans are non-refundable as they involve direct engineering time. We offer a free discovery call before any plan purchase to ensure XPay Labs is the right fit for your use case.
Start Saving on Payment Processing
Deploy XPay Labs on your infrastructure today. Free software, zero transaction fees, full non-custodial control. Community support included forever.